defirisk.co
rubric v1.7.0

Permissionless-pool lending oracle

Save (formerly Solend)'s assessment for RD-F-181 — scored red on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Save's permissionless pool architecture allows anyone to create an isolated lending pool (100 SLND fee) and configure their own oracle, including a self-created Switchboard feed from a single DEX venue (Raydium, Orca, Saber, etc.) with no TWAP requirement, no liquidity-floor enforcement, and no token-age minimum at the protocol level. Protocol docs state: 'pool creators are expected to create their own oracles which can be prone to error or used incorrectly (e.g. USDC oracle used for UST price).' November 2022 USDH exploit ($1.26M loss) was exactly this failure mode: creator-configured Switchboard oracle from single Saber DEX pool, no TWAP — spot price pumped 8-15x, bad debt accrued across 3 isolated pools. Structural vulnerability persists as of 2026-05-17; no protocol-level oracle quality enforcement was added.

Sources #

Methodology #

Determine whether the lending protocol accepts spot prices from a DEX where any user can permissionlessly create new pools, without requiring a TWAP window, liquidity floor, or token-age minimum on the venue side.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol save factor RD-F-181 score red collected_at 2026-05-17 15:20:15