Insurance coverage active
Stake DAO's assessment for RD-F-089 — scored red on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.
Evidence summary #
No protocol-level insurance coverage active. OpenCover/Nexus Mutual integration (Oct 2025) enables users to individually purchase coverage for their positions — this is opt-in user-side insurance, not a protocol-operated fund underwriting aggregate TVL ($160M). The 2021 Nexus Mutual Shield Mining partnership established a coverage marketplace (10,000 SDT incentives to NXM stakers) but is not protocol-operated coverage. No Sherlock coverage contest found. No protocol treasury allocation to an insurance fund confirmed in governance reports. Structural gap at $160M TVL.
Sources #
- URLStake DAO October 2025 Activity Report — no pause events or operational disruptions notedhttps://gov.stakedao.org/t/stake-dao-association-october-2025-report/1108retrieved 2026-05-16
- Nexus Mutual Shield Mining 2021: user coverage marketplace, 10,000 SDT incentives — not protocol-operated backstophttps://stakedaohq.medium.com/nexus-mutual-shield-mining-a781328d2f81retrieved 2026-05-16
- Immunefi Stake DAO — 404, no program foundhttps://immunefi.com/bug-bounty/stakedao/retrieved 2026-05-16
Methodology #
Determine whether active coverage on Nexus Mutual, Unslashed, Sherlock, or equivalent is in force; record cover size in USD.
See the full factor methodology and distribution across all protocols →