Utilization rate (lending protocols)
Liquity V1 + V2 (LUSD / BOLD)'s assessment for RD-F-066 — scored green on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.
Evidence summary #
v1 utilization proxy: LUSD supply ~28.7M / v1 TVL ~$174.6M collateral = ~16.4% of collateral value issued as stablecoin (well below max LTV). v2 utilization proxy: BOLD supply ~31.8M / v2 TVL ~$81.1M = ~39.2% of collateral value issued as BOLD (below 83-91% max LTV per branch). Both ratios indicate conservative borrowing behavior relative to MCR limits. Cache borrow fields returned null (pipeline CDP detection gap), assessed via stablecoin supply proxy.
Sources #
- URLLiquity v2 docs — Borrowing and Liquidationsv2 MCR: WETH 110% (90.91% max LTV), wstETH/rETH 120% (83.33% max LTV)retrieved 2026-05-16
- CoinGecko — LUSD market dataCoinGecko LUSD circulating supply ~28.7M tokens at $1.00 peg as of 2026-05-16retrieved 2026-05-16
- CoinGecko — BOLD market dataCoinGecko BOLD circulating supply ~31.76M tokens at $1.00 peg as of 2026-05-16retrieved 2026-05-16
Methodology #
Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.
See the full factor methodology and distribution across all protocols →