defirisk.co
rubric v1.7.0

Utilization rate (lending protocols)

Multipli's assessment for RD-F-066 — scored not_applicable on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Multipli is not a lending protocol. xToken vaults are ERC-4626 yield-aggregator shares with off-chain strategy backing, not borrow/supply markets. No utilization rate exists. PD-024 lending-specific N/A applies.

Sources #

  • Internal
    00-profile.md §1 IdentityProfile §1: 'Delta-neutral yield aggregator issuing ERC-4626 xTokens backed by institutionally-managed strategies'; not a lending protocolretrieved 2026-05-17

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol multipli factor RD-F-066 score not_applicable collected_at 2026-05-17 11:48:35