Utilization rate (lending protocols)

Ondo Finance's assessment for RD-F-066 — scored gray on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Applies to Flux Finance only (the lending sub-product). Flux Finance TVL is tracked separately by DefiLlama under the `flux-finance` slug; the ondo-finance data cache shows `borrow.present: false` which means DefiLlama does not aggregate borrow data under the `ondo-finance` slug. Specific utilization data for fUSDC/fDAI markets not retrieved within time budget. Historical context: Flux Finance TVL peaked around $50-70M in late 2023, has declined since as OUSG yield has exceeded borrow rates. ...

Sources #

Curator note
Extracted from 04-economic.md — RD-F-066 finding; no URL cited in originalretrieved 2026-04-28

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol ondo-finance factor RD-F-066 score gray collected_at 2026-05-14 12:01:55