Utilization rate (lending protocols)
Save (formerly Solend)'s assessment for RD-F-066 — scored yellow on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.
Evidence summary #
DefiLlama cache reports total_borrowed_usd=$143.69M vs total_supplied_usd=$79.77M yielding 180.13% utilization — data anomaly (>100% impossible operationally). Likely a multi-pool aggregation artifact. Per RedStone Dec 2025 report, Solend uses a kinked-curve model with steep rate increase above 80% utilization; USDC pool utilization in Q1 2025 described as 'relatively high'. True per-pool utilization unverifiable from cache alone. Yellow for data anomaly pending curator verification via api.solend.fi/v1/reserves.
Sources #
- URLSolana Lending Markets Report 2025 — RedStoneRedStone Solana Lending Markets Dec 2025: Solend kinked-curve utilization model; USDC utilization relatively highretrieved 2026-05-17
- Save data cache — borrow utilization anomaly00-data-cache.json: defillama.borrow.utilization_rate_pct=180.13, total_borrowed_usd=143693769, total_supplied_usd=79770256retrieved 2026-05-17
Methodology #
Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.
See the full factor methodology and distribution across all protocols →