Utilization rate (lending protocols)

Spiko's assessment for RD-F-066 — scored not_applicable on the v1.7.0 rubric. The evidence below is the curator's reasoning for this score.

Evidence summary #

Spiko is an RWA token issuer (AMF-regulated UCITS MMF). No lending markets, no borrow positions. Data cache confirms borrow.present: false, total_borrowed_usd: null, utilization_rate_pct: null. Lending-only factor per taxonomy PD-024.

Sources #

Internal
Spiko data cache — borrow fields confirming no lending00-data-cache.json sources.defillama.borrow.present: false, total_borrowed_usd: nullretrieved 2026-05-15

Methodology #

Read the borrowed/supplied ratio per market; flag markets above 95% utilization as at-risk for withdrawal freeze.

See the full factor methodology and distribution across all protocols →

rubric_version v1.7.0 protocol spiko factor RD-F-066 score not_applicable collected_at 2026-05-15 22:52:13